Whether the retirement age will be delayed depends on national policies. China's national level has determined that the retirement age for women will be gradually postponed to after 50 years old in 2022, but the retirement age for men has not changed yet. In addition, different industries and occupations may also have corresponding delayed retirement policies.
Currently, China’s national level has determined that the retirement age for women will be gradually postponed to after the age of 50 in 2022, and as the trend of population aging intensifies, it is also a high probability that the retirement age for men will be delayed in the future. In addition, different industries and occupations may also have corresponding delayed retirement policies. For example, some industries have relatively loose retirement age limits for senior managers, but are relatively strict for ordinary employees. The main reasons for delaying retirement include the following aspects: first, with the improvement of medical technology and improvement of living standards, people's lifespan is gradually lengthened, requiring more wealth to support life after retirement; second, the aging trend The increase in the number of retired people will put greater financial pressure on the social pension insurance system; third, raising the retirement age will help alleviate the problem of labor shortage and promote economic development.
What if an individual wants to retire early? Individuals can evaluate their own circumstances and develop retirement plans accordingly. First, you need to know your financial situation and retirement goals, then calculate the total savings required based on factors such as retirement age and life expectancy, and develop a corresponding savings and investment plan. In addition, you can also consider supplementing by purchasing commercial pension insurance.
Whether the retirement age will be delayed depends on national policies and industry regulations. As the population ages and living standards improve, delayed retirement becomes more likely. Individuals who want to retire early need to plan accordingly and fully assess the risks.
Legal basis:
Article 1 of the "Interim Measures of the State Council on the Retirement and Resignation of Workers" Workers in enterprises, public institutions, party and government agencies, and mass organizations owned by the whole people must meet the following conditions One of them should retire. (1) Males are over sixty years old, females are over fifty years old, and have ten consecutive years of service. (2) Those who are engaged in underground, high-altitude, high-temperature, particularly heavy physical labor or other work that is harmful to health, men over fifty-five years old, women over forty-five years old, and have ten consecutive years of service. This provision also applies to grassroots cadres whose working conditions are the same as those of workers. (3) The male is over fifty years old and the female is over forty-five years old, has worked continuously for ten years, has been certified by the hospital and confirmed by the labor appraisal committee, and has completely lost the ability to work. (4) Those who are disabled due to work, certified by the hospital and confirmed by the Labor Appraisal Committee, have completely lost their ability to work.