You must make your own judgment when buying a house. It is not advisable to blindly trust others or even experts. Many people have suffered losses because of these wrong views. Today, the editor will take stock of which views about buying a house are wrong and which ones need to be treated with caution.
1. The useful life is 70 years
Yes, it is 70 years, but does your house still have 70 years to use? China’s current Property Rights Law stipulates that the land use right period is Many home buyers think that the 70 years will be counted from the day they get the real estate certificate. In fact, the 70 years will be counted from the time the developer signs the land use contract from the government.
Solution: Before buying a house, please carefully understand the useful life of the land where the house is located. Please remember: industrial land is generally 20 years, commercial land is 40 years, and comprehensive land (commercial, residential, office) is 50 years, and 70 years for residential land.
2. Blindly believe in every word of experts
Ordinary people must be sober on this issue and must not be superstitious about so-called experts and scholars without any practical experience (from To some extent, it is better to listen to a reliable and experienced front-line real estate agent). His remarks can only be used as one of the macro reference indicators.
3. Blindly follow everyone to speculate in real estate
After seeing how much house prices have increased, many people feel that they have worked hard for many years and make more money than flipping a house and flipping it. , so I couldn’t help but join the team of real estate speculators. Little do they know that real estate speculation is a very professional job, and you can be trapped if you are not careful. Because the procedures for liquidating a house are complicated, there are many taxes and fees, and the cycle is long, it will be difficult for you to get rid of it if there are adjustments or your vision is not accurate. In the end, you can only passively "flip houses and become a landlord." Funds are pressed down, time is wasted, work is affected, and in the end, the work is exhausted, and the gains outweigh the losses.
4. Ignoring the role of national policies on the real estate market
The secret to understanding real estate market policies in a timely manner is to pay more attention to "Xinwen Lianbo" and the front-page news of newspapers every day. Buy when policies are encouraging and loose, and wait and see closely when policy controls begin to tighten. Because these national policies are the most directly involved in market reactions.
5. When buying a house, only look at the price as a reference.
As the saying goes: people don’t know the goods, money knows the goods. It is difficult to buy good things just for cheap prices. Although everyone knows that good things cannot be found at cheap prices, they always hope to be the one who picks up the missing items. Please remember that expensive things must have expensive values. For houses, cheap ones will get cheaper and expensive ones will always be more expensive. This requires looking at the present from the perspective of the future.
6. Being distracted by the rise and fall of house prices
When people around you are buying houses in the market, it is best not to join in the fun, because there is a price to pay for joining in the fun. of. When others are panicking, you must be calm and make rational analysis, and don't be led out of proportion by others.
7. Blindly believe in advertisements
Many people obtain information about buying houses through various advertisements for real estate properties. As everyone knows, real estate advertisements are "good wishes" concocted by developers hiring writers. Whether this wish can be realized depends most importantly on the developer's strength and conscience.
(The above answer was published on 2015-10-20, please refer to the actual relevant current house purchase policies)
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